8 posts in this category
From zero credit history to 720+ in under a year—here's the exact roadmap I followed as an expat, with updated 2026 strategies for building, protecting, and leveraging your US credit score.
Credit card rewards can save you hundreds on travel and purchases—but only if you're truly disciplined enough to avoid the spending traps that fund these programs.
Discover how to check credit card eligibility through soft inquiries and pre-approvals—avoiding the 5-10 point score drop that comes with hard pulls.
As an expat, I learned that a good FICO score can save you thousands in interest—but understanding the multiple versions and calculation factors is key to building credit fast.
If you're already in the US without an AMEX card from home or City National Bank setup, you can still build a 720+ credit score fast—start with a secured card and these strategic moves.
As an expat with limited US credit history, you're an easy target for identity thieves. Learn how to freeze your credit in minutes—for free.
I went from zero credit history to a 720+ score in just five months as a new expat—here's my exact playbook including the bank that approved me before I even arrived.
I relocated from Asia to the US and learned that timing your move for late November, securing credit limits before you go, and opening a US bank account early can save you from costly mistakes that catch most expats off guard.