This post is for you if you want to earn credit card rewards points by paying rent in the US.…
Read more →This post is for you if you are paying rent in the US. For the first time in the US,…
Read more →Here is the graph about search volume (interest) in the US for three topics “chatGPT”, “AI” and “machine learning”. If…
Read more →Relocating to California from Asia can be an exciting and enriching experience, but it can also come with its own…
Read more →Yesterday (Jan 10 US time), Ray Dalio had a dialogue with Wang Huiyao (president of the Center for China &…
Read more →This post is for you if you want to earn credit card rewards points by paying rent in the US. Currently, as of Jan 2023, only one credit card rewards program enables you to do this: the Bilt rewards program. This post includes everything you need to know about it. (If you want to learn…
This post is for you if you are paying rent in the US. For the first time in the US, you can pay rent using a credit card without paying the transaction fee (between 2-3%) and still earn reward points. While Bilt doesn’t disclose exactly how much each point is worth (given the 1:1 transfer…
Here is the graph about search volume (interest) in the US for three topics “chatGPT”, “AI” and “machine learning”. If you want to check out the live data by yourself, use this Google trend link. As you can see from the above graph, interest in AI jumped almost 3-4 times the normal level on the…
Relocating to California from Asia can be an exciting and enriching experience, but it can also come with its own challenges. California is known for its diverse culture, beautiful landscapes, and thriving economy, making it a popular destination for people worldwide. However, moving to a new place, especially one as different as California, can be…
Yesterday (Jan 10 US time), Ray Dalio had a dialogue with Wang Huiyao (president of the Center for China & globalization CCG). The conversation is available on Youtube here. I believe the discussion is available in China too. And here are my thoughts about it: Overall, I think it is a good conversation and I…
As an expat living in the US, you’re no stranger to the importance of budgeting and being financially savvy. And while using credit cards can help you build credit and make purchases, did you know that by using the right credit cards, you can also turn your spending into free flights, cash, and other rewards?…
Relocating to the United States is an exciting prospect for many people, but it can also be a daunting one. The cost of living in the US is significantly higher than in many other countries, and it is important to consider the cost of living before moving. The cost of living varies widely between states…
Are you an expat preparing for a move to the US? Finding the right place to live is an important aspect of any relocation, and it’s important to ask the right questions before signing a lease. In this guide, we’ll provide a list of the top 10 questions to ask before committing to an accommodation…
This week, some news outlets reported that Microsoft is working to incorporate ChatGPT features into Bing Search. Since I wrote about “will chatGPT replace Google?” in the past, I want to provide additional thoughts here. Indexing web content is no longer a barrier. Microsoft reportedly invested $1 billion into OpenAI back in 2019. So it…
Being an expat in the US can be a rewarding and exciting experience, but it can also be challenging, especially when it comes to maintaining relationships with loved ones back home. The distance can be difficult to navigate, and it can be easy to feel isolated and disconnected from the people and places that are…
As an expat living in the United States, one of the biggest challenges you may face is adjusting to the healthcare system. The US healthcare system can be complex and confusing, especially for those who are used to a different system in their home country. In this article, we will provide essential tips for succeeding…
I recently finished reading “Never pay the first bill” by Marshall Allen, and I highly recommend it. This book is a must-read for anyone looking to save money on healthcare in the US or simply wanting to understand more about why healthcare is so expensive here. As a foreigner in the country, I have heard…
As some of you may know, we bought our first car in the US last year. It is a Kia K5, EX trim level with the full upgrade. I wrote about our experience and learnings after buying the car here. Below is what we think about it after the first 8,000 miles in no particular…
My daughter just finished one full year of the elementary school in the US. And this post is about the differences between her schooling in a public school in California vs. her previous public school experience in Singapore from the perspective of a 10-year-old :). Thank you, Sophie. 1. Singapore school is smaller and more…
If you are unfamiliar with the FICO score, it is the most widely used credit score in the US, with more than 90% of top lenders using it to make lending decisions. Fair Isaac Corporation (FICO) created the FICO score about 30 years ago, and you can read all about it from the official website.…