19 tips for relocation to the US from Asia in 2022

8 tips to build credit score for expats living in the US

What credit cards should you get next for travel purpose?

What I am grateful for since I relocated to the US

Hi there, As per my previous post, I recently relocated to the US in late 2021. And I want to journal my experience through time. This post will be about what I am grateful for since I moved. I will update it regularly as new things come up. 1. Being in a new country forces…

19 tips for relocation to the US from Asia in 2022

Relocation to the US from Asia 2022 2

Hi there, Late last year (Nov 2021), I relocated from Singapore to the US. I have help, a lot of help, from my company, friends, and a relocation agency. So that made my experience much better. Yet I still experienced many speed bumps along the way. So this post is a way for me to…

Vietnam economy in 2020: 11 key facts and trends


Vietnam has done an excellent job thus far when it comes to the Covid-19 pandemic. A country of more than 97 million people, a direct land border with China, Vietnam implemented quick, decisive border closure, testing, contact tracing, isolation, and quarantining. The social unity, comprehensive public awareness campaign, and government transparency in dealing with the crisis are critical ingredients for success too.

But it is far from over.

Like the global economy, Vietnam is now struggling to contain the economic fallout from the pandemic. Given the recent global interest in the Vietnam economy, especially regarding its potential as a factory relocation from China, I write this post to include some key figures, facts. I try to use third party, English sources so that you can verify the numbers.

My thoughts on “The Big Cycle of the United States and the Dollar, Part 1” by Ray Dalio


Yesterday, Ray Dalio published the latest chapter titled “Chapter 4: The Big Cycle of the United States and the Dollar, Part 1”. Overall, it is a good read, even though it doesn’t include as many new ideas or insights as I hope it should. This is partly because I have been following Ray’s public sharing for a while, including many of his recent interview with Bloomberg, TED, Goldman Sachs, etc. If you haven’t been reading or watching Ray’s writing/talks, then there is plenty of new information, insights in this article (or the whole series) for you.

What Singapore General Election 2020 result means for foreigners


As a foreigner living in Singapore, I am curious to understand what General Election 2020 means for us. I want to answer questions like:
Is it getting easier or more difficult to apply for PR in Singapore?
The same question about getting Singapore citizenship
For friends who want to go to Singapore to work, is it easier or harder to get employment passes?

How to apply Ray Dalio’s sharings to your personal finance?

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I am a big fan of Ray Dalio’s sharing/teaching. I have been reading his books, articles on LinkedIn, and watching his Youtube videos. Recently, Ray has been sharing a series about the Changing World Order and lessons learned from the big cycles over the past 500 years. He also appeared on Bloomberg to share his thoughts about the Economy, Pandemic, China’s Rise. This interview is similar to a discussion Ray had with Jim Haskel on Bridgewater Associates’ Youtube channel about “Managing Money in a Zero Interest Rate Environment”.
Ray’s sharing has many implications for the world economy, policymakers, investors, etc. At a personal finance level, his main recommendation is diversification. This post is about how I interpret his recommendations and apply them to personal finance.

12 Mobile SEM ad best practices

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As many readers continue to visit my past article about 14 mobile SEM ad copy best practices (written in 2015), I feel compelled to update the best practices as lots have changed since 2015. This post include 12 best practices for mobile SEM ad copies, including the use of expanded text ad (ETA), responsive search ad (RSA), keyword insertion and many others.