Category: US Personal finance

The Great Wealth Transfer: Unpacking Ray Dalio’s Insights on the Economy

The Great Wealth Transfer ray dalio 2023

Ray Dalio just published another LinkedIn article today about “What’s Happening with the Economy? The Great Wealth Transfer.” It’s a valuable read for anyone interested in understanding the complexities of the global economy and the intricate interplay of various economic forces. The Great Wealth Transfer: A Snapshot Ray Dalio explores the unusual reaction of the…

Expat Home Buyers: Navigating the Impact of Rising Interest Rates on U.S. Mortgages

Expat Home Buyers: Navigating the Impact of Rising Interest Rates on U.S. Mortgages

Navigating the world of home buying can be daunting, especially for first-time buyers. Understanding how changes in interest rates affect mortgage payments is crucial to making informed decisions. This article provides a visual guide to illustrate this impact, and addresses a common query: is buying a home more financially sound than renting? Let’s delve into…

Credit Card Rewards: A Financial Boon or a Debt Trap?

Credit Card Rewards A Financial Boon or a Debt Trap

Credit card rewards programs can be both a blessing and a curse, depending on how they are managed. While some consumers can reap significant benefits from these programs, others may find themselves falling into a debt trap. In this article, we will explore the various advantages and disadvantages of credit card rewards programs, incorporating the…

Secured Credit Cards: Unlocking Financial Opportunities for those with limited or poor credit history

secured credit card guide 2023

Secured credit cards offer a lifeline to those looking to build or rebuild their credit. Designed for people with limited or poor credit history, these cards can open the door to better financial opportunities. In this article, we’ll explore the ins and outs of secured credit cards, compare options from banks like Chase, Bank of…

Why You Shouldn’t Believe the Hype About the TreasuryDirect Website Being Outdated

TreasuryDirect website Mar 2023

If you live in the US, you have probably heard or visited the treasury direct website before. It is the US government website where you can buy treasury bills, bonds, saving bonds, and more. I have heard podcast hosts/ads saying that the website design is from the 1990s, and they don’t like it. I think…