Category: US Personal finance

For expats: First time applying for a loan in the US

This post is about my experience of applying for a loan in the US. This may be simple or second nature to many, but as a foreigner in the US, this is new to many of us. First, before you even consider applying for a loan, you need to build up your credit score. Check…

Applying Ray Dalio’s recommendations to personal finance

As you may know, I have been following Ray Dalio’s writing/sharings for a while and have written a number of posts about his recommendations. About 2 years ago, I wrote the piece “How to apply Ray Dalio’s sharings to your personal finance?” Given how much has changed, I want to review what I wrote and…

Expat Medical insurance in the US update Jun 2022

Healthcare cost in the US is astronomical and that is not an exaggerated word. Our family moved from Singapore to the US late last year and we have been experiencing the cost of the US health care system firsthand. In this post, I will share everything that I have learned via reading, listening to podcasts,…

What credit cards should you get next for travel purpose?

This post is the continuation of my last post about “tips to build a credit score for expats living in the US“. If you haven’t read that post, I recommend you to do that first because: I am making the assumption that at this point, you already have a (only 1) City national bank credit…