11 posts in this category
Credit card rewards can return hundreds—or thousands—per year if you use them right. Here's a stage-by-stage strategy for expats, from your first secured card to premium travel cards.
Credit card rewards can save you hundreds on travel and purchases—but only if you're truly disciplined enough to avoid the spending traps that fund these programs.
Secured credit cards require a refundable deposit but report to credit bureaus just like regular cards—making them a powerful tool to build credit when you pay on time.
Discover how to check credit card eligibility through soft inquiries and pre-approvals—avoiding the 5-10 point score drop that comes with hard pulls.
Earn credit card points on rent without transaction fees—Bilt is the only program that lets you do this, but understanding who foots the bill reveals why.
Earn 1%+ back on rent payments with no transaction fees—the average US renter could pocket $240/year just by switching how they pay their landlord.
I've unlocked thousands in free flights and cash by strategically using credit card rewards—here's how you can turn everyday spending into valuable perks without changing your budget.
Before applying for your next credit card as an expat, learn the 5/24 rule and how to maximize $500+ sign-up bonuses—mistakes here cost you thousands in benefits.
The Bilt Mastercard is the only card letting you earn points on rent with zero transaction fees—saving you $600+ yearly while earning travel rewards.
After building your credit score and securing your first cards, the real strategy begins: Chase and Amex offer the best travel rewards, but their hidden rules mean timing matters more than you think.
I relocated from Asia to the US and learned that timing your move for late November, securing credit limits before you go, and opening a US bank account early can save you from costly mistakes that catch most expats off guard.