Category: US Personal finance

From zero credit history to a score of 720+: 8 tips to build a credit score for expats living in the US

8 tips to build a credit score for expats living in the US

It can be difficult for expats living in the US to improve their credit score. Often, they don’t have a credit history in the US, and this makes it hard to get started. In this blog post, we will discuss some tips on how to improve your credit score even if you are new to…

Tips on how to prepare for relocation from Asia to the US

relocation from Asia to the US - Chandler Nguyen advice

Are you thinking of making the big move from Asia to the US? It can be a daunting task, but with careful preparation, you can make it a smooth transition. Here are some tips to help you get started. Everyone’s situation is different (your background, job prospect, financial situation, etc) so I am trying to…

How to apply Ray Dalio’s sharings to your personal finance?

apply Ray Dalio's sharings to your personal finance featured image

I am a big fan of Ray Dalio’s sharing/teaching. I have been reading his books, articles on LinkedIn, and watching his Youtube videos. Recently, Ray has been sharing a series about the Changing World Order and lessons learned from the big cycles over the past 500 years. He also appeared on Bloomberg to share his thoughts about the Economy, Pandemic, China’s Rise. This interview is similar to a discussion Ray had with Jim Haskel on Bridgewater Associates’ Youtube channel about “Managing Money in a Zero Interest Rate Environment”.
Ray’s sharing has many implications for the world economy, policymakers, investors, etc. At a personal finance level, his main recommendation is diversification. This post is about how I interpret his recommendations and apply them to personal finance.