Healthcare cost in the US is astronomical and that is not an exaggerated word. Our family moved from Singapore to the US late last year and we have been experiencing the cost of the US health care system firsthand. In this post, I will share everything that I have learned via reading, listening to podcasts,…
Category: US Personal finance
Credit card tips, Expats in the US, US Personal finance
What credit cards should you get next for travel purpose?
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This post is the continuation of my last post about “tips to build a credit score for expats living in the US“. If you haven’t read that post, I recommend you to do that first because: So the question is what to do next? I have been reading different websites (All the hacks, The points…
Credit score for expats, Expats in the US, Personal Finance, US Personal finance
From zero credit history to a score of 720+: 8 tips to build a credit score for expats living in the US
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It can be difficult for expats living in the US to improve their credit score. Often, they don’t have a credit history in the US, and this makes it hard to get started. In this blog post, we will discuss some tips on how to improve your credit score even if you are new to…
Credit card tips, Credit score for expats, Driving in the US, Education in the US, Expats in the US, Healthcare in the US, Personal Finance, Relocation to the US, US Personal finance, US travel
Tips on how to prepare for relocation from Asia to the US
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Are you thinking of making the big move from Asia to the US? It can be a daunting task, but with careful preparation, you can make it a smooth transition. Here are some tips to help you get started. Everyone’s situation is different (your background, job prospect, financial situation, etc) so I am trying to…
Personal Finance, US Personal finance
How to apply Ray Dalio’s sharings to your personal finance?
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I am a big fan of Ray Dalio’s sharing/teaching. I have been reading his books, articles on LinkedIn, and watching his Youtube videos. Recently, Ray has been sharing a series about the Changing World Order and lessons learned from the big cycles over the past 500 years. He also appeared on Bloomberg to share his thoughts about the Economy, Pandemic, China’s Rise. This interview is similar to a discussion Ray had with Jim Haskel on Bridgewater Associates’ Youtube channel about “Managing Money in a Zero Interest Rate Environment”.
Ray’s sharing has many implications for the world economy, policymakers, investors, etc. At a personal finance level, his main recommendation is diversification. This post is about how I interpret his recommendations and apply them to personal finance.